Being responsible

I have been working with a money coach these last couple of months. I signed up through the employee assistance program at my company. It has been an eye opener for me for sure. I have always had fabulous credit since my mom consigned my first loan for my first car to establish credit. Great credit comes with high available credit on credit cards as well as good interest rates. I have been able to keep things under control over the years or at least bail myself out rather quickly. Well this last year has been one of over spending and trying to keep up with my friends. Now in paying the bill for this. I was able to transfer to an interest free 18 months to pay off everything. This cost me a mere 2% transfer fee which is far better than the interest rate I was paying. Today I accompanied my BFF to a Harley store where she bought a new bike. As I waited I looked at all the t-shirts on the clearance rack and thought about all the HD shirts I already have. How many can one woman wear anyhow? I'm proud to say I didn't even buy a $2. poker chip! I think I'm learning!